It is a recorded document here in California that is usually filed by your mortgage company because your mortgage payment has not been made. Usually, it is within 3 months of not receiving a payment, but it can vary depending on the mortgage company. Don’t forget that due to COVID we were also seeing forbearance and deferments that may have terms that are now ending,
You are behind in your payments; you received the Notice of Default. What are your next steps?
1. Contact your mortgage company – While it sounds simple, depending on what you are currently going through, it can be emotionally difficult to want to pick up the phone. On the other hand, if you power through the phone conversation, you might find that you have options that you did not know about.
2. Reach out to a lender – Yes, you are behind on your mortgage payments but if your mortgage company cannot offer a workable solution then try, try again. Another lender may have options for you to take advantage of that your current mortgage holder does not make available.
3. Under no circumstances should you lose the equity that you have in your home! If you have no other choice but to be removed from the property because eventually the Notice of Default will turn into the bank taking possession of the property. Filing the NOD is the first step. By deciding to sell your home, that is the first step in feeling like you are gaining some control over what is going on. With the successful sale of your home, hopefully the equity is enough to bring you up to date on other bills, if you owe any, bringing up your credit score and providing you with a bit of savings. Look at that as a goodbye gift from your home or a return on your investment. Up to you.
Now, are mortgage companies the only ones that can file a Notice of Default? Absolutely NOT!
If you are behind on your taxes, the county assessor can file a Notice of Default.
If you have an HOA and are behind on payments to them, the HOA can file a Notice of Default too.
Even if you are paying your primary mortgage but there are other loans filed against your home, they can file for Notice of Default.
Does Bankruptcy spare you from Eviction? Not necessarily. Make sure you speak to your Bankruptcy attorney and are blunt about what your goal is to file the correct bankruptcy.
Please visit our Open House at 9862 Solazzo in Rancho Cucamonga. See details here
Open House on Sunday, January 18, 2026 11:00AM - 2:00PM
Beautifully updated 3-bedroom, 2.5-bath condo in the highly desirable Marlborough Villas community of Rancho Cucamonga. This spacious two-story home features fresh interior paint, brand-new carpet, a newer water heater, and a 1-year-old roof, offering comfort and peace of mind. The inviting living room showcases tile flooring, crown molding, natural light, and a cozy stacked-stone fireplace. The kitchen includes granite countertops, stainless steel appliances, ample cabinetry, and recessed lighting. Enjoy a private gated front courtyard, plus direct access to the 2 car with laundry located inside. Upstairs features a primary bedroom with en suite bathroom, two additional bedrooms, along with a main-level powder room for guests. HOA amenities include three pools, tennis courts, greenbelts, and walking paths. Conveniently located near shopping, dining, schools, parks, and freeway access. Move-in ready and a fantastic opportunity in Rancho Cucamonga.
Please visit our Open House at 9862 Solazzo in Rancho Cucamonga. See details here
Open House on Saturday, January 17, 2026 11:00AM - 2:00PM
Beautifully updated 3-bedroom, 2.5-bath condo in the highly desirable Marlborough Villas community of Rancho Cucamonga. This spacious two-story home features fresh interior paint, brand-new carpet, a newer water heater, and a 1-year-old roof, offering comfort and peace of mind. The inviting living room showcases tile flooring, crown molding, natural light, and a cozy stacked-stone fireplace. The kitchen includes granite countertops, stainless steel appliances, ample cabinetry, and recessed lighting. Enjoy a private gated front courtyard, plus direct access to the 2 car with laundry located inside. Upstairs features a primary bedroom with en suite bathroom, two additional bedrooms, along with a main-level powder room for guests. HOA amenities include three pools, tennis courts, greenbelts, and walking paths. Conveniently located near shopping, dining, schools, parks, and freeway access. Move-in ready and a fantastic opportunity in Rancho Cucamonga.
Please visit our Open House at 9862 Solazzo in Rancho Cucamonga. See details here
Open House on Sunday, January 4, 2026 1:00PM - 4:00PM
Beautifully updated 3-bedroom, 2.5-bath condo in the highly desirable Marlborough Villas community of Rancho Cucamonga. This spacious two-story home features fresh interior paint, brand-new carpet, a newer water heater, and a 1-year-old roof, offering comfort and peace of mind. The inviting living room showcases tile flooring, crown molding, natural light, and a cozy stacked-stone fireplace. The kitchen includes granite countertops, stainless steel appliances, ample cabinetry, and recessed lighting. Enjoy a private gated front courtyard, plus direct access to the 2 car with laundry located inside. Upstairs features a primary bedroom with en suite bathroom, two additional bedrooms, along with a main-level powder room for guests. HOA amenities include three pools, tennis courts, greenbelts, and walking paths. Conveniently located near shopping, dining, schools, parks, and freeway access. Move-in ready and a fantastic opportunity in Rancho Cucamonga.
I have listed a new property at 9862 Solazzo in Rancho Cucamonga. See details here
Beautifully updated 3-bedroom, 2.5-bath condo in the highly desirable Marlborough Villas community of Rancho Cucamonga. This spacious two-story home features fresh interior paint, brand-new carpet, a newer water heater, and a 1-year-old roof, offering comfort and peace of mind. The inviting living room showcases tile flooring, crown molding, natural light, and a cozy stacked-stone fireplace. The kitchen includes granite countertops, stainless steel appliances, ample cabinetry, and recessed lighting. Enjoy a private gated front courtyard, plus direct access to the 2 car with laundry located inside. Upstairs features a primary bedroom with en suite bathroom, two additional bedrooms, along with a main-level powder room for guests. HOA amenities include three pools, tennis courts, greenbelts, and walking paths. Conveniently located near shopping, dining, schools, parks, and freeway access. Move-in ready and a fantastic opportunity in Rancho Cucamonga.
I have sold a property at 3451 Monogram Avenue in Long Beach on Jun 9, 2025. See details here
The Plaza – Long Beach! Discover this beautiful home that offers the perfect blend of comfort, function, and style. Step inside to an open-concept layout with rich wood floors, recessed lighting, and spacious living & dining areas ideal for entertaining. The modern kitchen features crisp white cabinetry, granite countertops, stainless steel appliances, and a sleek bar shelf with glass storage. The generously sized primary suite has space for a sitting area or home gym, while the separate indoor laundry room adds everyday convenience. The backyard is an entertainer’s dream—covered patio, built-in TV, room for a firepit lounge, and tropical landscaping—perfect for summer BBQs and relaxing under the stars.
Upgrades include: Whole-house water softener, Alkaline water filtration system, Dual-pane windows
I have sold a property at 12921 Arapaho Road in Rancho Cucamonga on Jun 9, 2025. See details here
Super desirable neighborhood north of the 210 with a 1/2 acre lot, great schools, low tax rate and close to everything. This high-end remodeled 4 bdrm 3 bath home has been expertly redesigned with a gorgeous kitchen family room combo, the kitchen is upgraded with beautiful quartz counters, large island, separate work station with additional sink, large walk-in pantry, stainless appliances, self closing cabinets & drawers, bright natural light all overlooking the sparkling in ground pool/spa/waterfall. This home has 4 bdrms with 1 bdrm on the ground floor along with a full bath on the ground floor. 3 full baths are fully remodeled with taste and elegance. The large master retreat has a huge bathroom with dual quartz sinks, full length custom mirror, walk-in shower, soaking tub, water closet and walk in closet. The master suite has a large walk out balcony that over looks the pool & landscaping. The 2 additional bdrms upstairs are Jack & Jull with a beautiful bathroom. Enjoy the 3 car garage with high-end back-lit glass panel doors and ample parking on the concrete driveway and space to integrate RV parking. Brand new remodeled pool & spa with pebble tech and waterfalls. 3rd car garage can easily be converted to a large 5th bdrm! ... LOW TAX RATE! ... NO MELLO-ROOS
I have sold a property at 2923 Hathaway Court in Signal Hill on Jun 10, 2025. See details here
This Hathaway Ridge Home is one of Signal Hills Finest. A Small Impressive Community, comprising 17 homes. Nestled on the Eastern Ridge, Which Allows for an Abundance of Natural Light Throughout. This Tri-Level Home is Well Thought Out with a Generous Size, Bedroom & Full Bathroom on the 1st Floor, Separate Laundry Room with Utility Sink, 2 Storage Closets, Direct Access 2 car Garage, with Extra Storage Cabinets & Autel EV Charging Station. The Mid-Level is Perfect for Entertaining. Featuring its Open Concept, Kitchen with Stainless Steel Appliances, Expanded Center Island & Spacious Dining Room that Connects to the Living Room with Custom Built-ins and Private Balcony with its Easterly Mountain & City Light Views. On the Upper Level, you will find the Remaining 2 Bedrooms on Opposite Ends. The Master Suite has a Front Facing Private Balcony, Stand Alone Shower with Separate Soaking Tub, Dual Vanity & Separate Make-Up Counter, 2 Walk in Closets with Custom Organizers. The 3rd Bedroom with Ensuite, Along with Linen Cabinets between the two Rooms Complete the Upper Level. Just Minutes Away from the Freeway, Beaches, LAX & Conveniently Located Between Downtown Los Angeles & Orange County.
I have sold a property at 1338 Azusa Avenue N in Azusa on May 28, 2025. See details here
Welcome to this beautifully maintained home nestled in Azusa. Boasting approximately 1,240 square feet of comfortable living space, this charming 3-bedroom, 2-bath home offers the perfect blend of classic character and modern convenience. Step inside to find a light-filled living area with wood flooring and a seamless layout ideal for both relaxing and entertaining. The spacious kitchen features ample cabinetry, tile countertops, and a cozy in kitchen dining area that makes everyday meals feel special. Enjoy the added convenience of an interior laundry room and a detached 2-car garage with generous parking and storage. Out back, you'll discover a peaceful retreat with mature avocado and lemon trees, a cement and brick patio, and an open view of the majestic San Gabriel Mountains—perfect for morning coffee, weekend BBQs, or quiet evenings under the stars. Located close to schools, parks, shopping, and major freeways, this move-in ready gem is a fantastic opportunity for homeowners and investors alike.
I have listed a new property at 3451 Monogram Avenue in Long Beach. See details here
**Coming Soon in the Plaza!**A charming and well-appointed 3-bedroom, 1.75-bath home in the heart of one of Long Beach’s most sought-after neighborhoods. From the moment you arrive, the curb appeal shines with manicured landscaping featuring artificial turf and a welcoming front porch. Inside, the home boasts an open-concept layout with rich wood flooring throughout, recessed lighting, and a spacious living and dining area perfect for entertaining. The modern kitchen features crisp white cabinetry, dark granite countertops, stainless steel appliances, and a convenient bar shelf with glass storage. The primary suite is generously sized with room for a sitting area or home gym. A separate indoor laundry room adds functionality. Additional upgrades include a whole-house water softener, alkaline water filtration system, and dual-pane windows. while the oversized backyard is an entertainer’s dream—complete with a covered patio, built-in TV, lounge area, firepit seating, and tropical landscaping. Whether hosting summer BBQs or enjoying quiet evenings outdoors, this space offers the ultimate in SoCal living. Stay tuned—this gem is hitting the market soon!
Please visit our Open House at 3451 Monogram Avenue in Long Beach. See details here
Open House on Saturday, May 10, 2025 11:00AM - 4:00PM
**Coming Soon in the Plaza!**A charming and well-appointed 3-bedroom, 1.75-bath home in the heart of one of Long Beach’s most sought-after neighborhoods. From the moment you arrive, the curb appeal shines with manicured landscaping featuring artificial turf and a welcoming front porch. Inside, the home boasts an open-concept layout with rich wood flooring throughout, recessed lighting, and a spacious living and dining area perfect for entertaining. The modern kitchen features crisp white cabinetry, dark granite countertops, stainless steel appliances, and a convenient bar shelf with glass storage. The primary suite is generously sized with room for a sitting area or home gym. A separate indoor laundry room adds functionality. Additional upgrades include a whole-house water softener, alkaline water filtration system, and dual-pane windows. while the oversized backyard is an entertainer’s dream—complete with a covered patio, built-in TV, lounge area, firepit seating, and tropical landscaping. Whether hosting summer BBQs or enjoying quiet evenings outdoors, this space offers the ultimate in SoCal living. Stay tuned—this gem is hitting the market soon!
Please visit our Open House at 3451 Monogram Avenue in Long Beach. See details here
Open House on Sunday, May 11, 2025 1:00PM - 4:00PM
**Coming Soon in the Plaza!**A charming and well-appointed 3-bedroom, 1.75-bath home in the heart of one of Long Beach’s most sought-after neighborhoods. From the moment you arrive, the curb appeal shines with manicured landscaping featuring artificial turf and a welcoming front porch. Inside, the home boasts an open-concept layout with rich wood flooring throughout, recessed lighting, and a spacious living and dining area perfect for entertaining. The modern kitchen features crisp white cabinetry, dark granite countertops, stainless steel appliances, and a convenient bar shelf with glass storage. The primary suite is generously sized with room for a sitting area or home gym. A separate indoor laundry room adds functionality. Additional upgrades include a whole-house water softener, alkaline water filtration system, and dual-pane windows. while the oversized backyard is an entertainer’s dream—complete with a covered patio, built-in TV, lounge area, firepit seating, and tropical landscaping. Whether hosting summer BBQs or enjoying quiet evenings outdoors, this space offers the ultimate in SoCal living. Stay tuned—this gem is hitting the market soon!
Please visit our Open House at 1338 Azusa Avenue N in Azusa. See details here
Open House on Saturday, April 12, 2025 2:00PM - 4:00PM
Welcome to this beautifully maintained home nestled in Azusa. Boasting approximately 1,240 square feet of comfortable living space, this charming 3-bedroom, 2-bath home offers the perfect blend of classic character and modern convenience. Step inside to find a light-filled living area with wood flooring and a seamless layout ideal for both relaxing and entertaining. The spacious kitchen features ample cabinetry, tile countertops, and a cozy in kitchen dining area that makes everyday meals feel special. Enjoy the added convenience of an interior laundry room and a detached 2-car garage with generous parking and storage. Out back, you'll discover a peaceful retreat with mature avocado and lemon trees, a cement and brick patio, and an open view of the majestic San Gabriel Mountains—perfect for morning coffee, weekend BBQs, or quiet evenings under the stars. Located close to schools, parks, shopping, and major freeways, this move-in ready gem is a fantastic opportunity for homeowners and investors alike.